Privacy Policy

1. Information We Collect

Information You Provide

We only collect information that you voluntarily provide when using our calculators or contact forms:

• Name and contact information (email, phone number)
• Business information (business name, type, industry)
• Loan details (desired amount, purpose, term preferences)
• Financial information you enter into our calculators

Automatically Collected Information

Like most websites, we automatically collect basic technical information:

• IP address and general location (city/state level)
• Browser type and device information
• Pages visited and time spent on our site
• Referring website (how you found us)

2. How We Use Your Information

We use your information for these specific purposes only:

• Connect you with SBA lenders: Share your information with qualified SBA lenders who can help with your financing needs
• Respond to inquiries: Answer questions you submit through our contact forms
• Improve our calculators: Understand how people use our tools to make them better
• Send confirmations: Email confirmations when you submit forms
• Comply with legal requirements: Meet any applicable legal obligations

3. Information Sharing

We share your information only in these specific situations:

• With SBA Lenders: When you request to be connected with lenders, we share your contact and business information with qualified SBA lenders who can assist you.
• Service Providers: We may use third-party services (like email providers) to operate our website. These providers are contractually required to protect your information.
• Legal Requirements: We may disclose information if required by law, court order, or government regulation.
• Business Transfer: If our business is sold or merged, your information may be transferred to the new owner.

4. Cookies and Tracking

We use minimal tracking technologies:

• Essential Cookies: Required for our website to function properly
• Analytics: We may use Google Analytics to understand how visitors use our site
• No Advertising Cookies: We don't use cookies for advertising or cross-site tracking

You can control cookies through your browser settings, though some features may not work properly if you disable essential cookies.

5. Data Security

We protect your information using industry-standard security measures:

• SSL encryption for all data transmission
• Secure hosting with reputable providers
• Limited access to personal information
• Regular security updates and monitoring

However, no internet transmission is 100% secure. We cannot guarantee absolute security but take reasonable precautions to protect your information.

6. Your Rights and Choices

You have several rights regarding your personal information:

• Access: Request a copy of the personal information we have about you
• Correction: Ask us to correct inaccurate information
• Deletion: Request that we delete your personal information
• Opt-out: Unsubscribe from future communications
• Portability: Request your data in a portable format

To exercise these rights, please contact us.

7. Data Retention

We retain your information only as long as necessary for the purposes described in this policy, typically:

• Contact forms and calculator submissions: Up to 2 years
• Website analytics: Up to 26 months (Google Analytics default)
• Legal or regulatory requirements may require longer retention

8. Children's Privacy

Our services are not intended for children under 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected such information, we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on our website and updating the "Last updated" date. Your continued use of our services after changes take effect constitutes acceptance of the new policy.

10. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us: