SBA 7(a) Loans in Los Angeles, CA
Estimate payments, explore lenders, and learn market‑specific tips for Los Angeles–Long Beach–Anaheim, CA.
SBA 7(a) Loan Calculator
Loan Details
Maximum: $5,000,000
Typical range: 9.5% - 10.5%
Auto-set based on loan purpose (Real Estate: 25 years, Others: 10-15 years)
Quick Select Amount:
SBA 7(a) Loan Key Features
Loan Details
- • Loan amounts up to $5 million
- • Terms up to 25 years for real estate
- • Terms up to 10 years for equipment/working capital
- • SBA guarantees 75-85% of the loan
Typical Rate Structure
- • Loans ≤ $50K: Prime + 3.5% to 4.25%
- • Loans $50K-$250K: Prime + 2% to 2.75%
- • Loans $250K-$5M: Prime + 3% max
- • Rate varies by lender and qualifications
Los Angeles Small Business Snapshot
- Metro: Los Angeles–Long Beach–Anaheim, CA
- Estimated small businesses: 1.0M+
- Top industries: Entertainment & Media, Manufacturing, Healthcare & Wellness
- Typical SBA 7(a) loan size: $500,000 – $650,000
Sources: SBA program data, Census/ACS, public lender disclosures. Estimates for content differentiation.
Local Lender Considerations
- • Prioritize lenders active in Los Angeles–Long Beach–Anaheim, CA within your industry.
- • Compare rate markups to Prime and fee structures across 2‑3 lenders.
- • For real estate or equipment, ask about 504 vs 7(a) structures.
- • Ensure your business plan includes local market comps and permits.
Get Introduced to Active SBA Lenders
We'll connect you directly with lender partners active in Los Angeles–Long Beach–Anaheim, CA. No obligation and quick response.
- • Personalized introductions based on your loan purpose
- • Compare terms from multiple lenders
- • Guidance on documentation and timelines
Los Angeles Business Loan FAQs
What SBA loan types are most common in Los Angeles?
SBA 7(a) is the most widely used in Los Angeles for working capital, business acquisition, and real estate. SBA 504 is common for owner‑occupied real estate and heavy equipment.
What is the average SBA 7(a) loan size in Los Angeles?
Typical funded amounts in Los Angeles–Long Beach–Anaheim, CA range around $500,000 – $650,000, but qualification depends on cash flow, collateral, and experience.
How competitive are approvals in Los Angeles?
Diverse industry mix; many lenders specialize by niche and collateral profile. Improve odds with strong personal credit, complete documentation, and multiple lender quotes.
Get Matched with Los Angeles SBA Lenders
We can connect you with lender partners active in Los Angeles–Long Beach–Anaheim, CA. No obligation.
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