Free SBA Loan CalculatorNo Email Required
Calculate SBA loan payments instantly without providing your email address. Get professional-grade results with complete privacy protection.
100% Free
No hidden fees
1,000+
Calculations performed
24-48 Hours
Response time
A+ Rating
Trusted service
Why Choose Our No-Email SBA Calculator?
We're tired of websites that require your email just to use a simple calculator. Get the information you need without the hassle.
100% Free - No Hidden Costs
Our SBA loan calculators are completely free to use. No premium features, no upgrade prompts, no hidden fees.
Instant Results
Get your loan payment calculations immediately. No waiting for email confirmations or account verification.
No Personal Information Required
Calculate loan payments without providing your email, phone number, or any personal details.
Professional-Grade Accuracy
Our calculators use the same formulas that banks and lenders use for SBA loan underwriting.
All SBA Loan Types
Calculate payments for SBA 7(a), 504, Express, and Microloans all in one place.
Available 24/7
Use our calculators anytime, anywhere. No business hours restrictions or appointment scheduling.
Choose Your SBA Loan Calculator
All calculators are free and require no email signup
SBA 7(a) Loan Calculator - No Email Required
Calculate payments for SBA 7(a) loans up to $5 million
Loan Details
Maximum: $5,000,000
Typical range: 9.5% - 10.5%
Auto-set based on loan purpose (Real Estate: 25 years, Others: 10-15 years)
Quick Select Amount:
SBA 7(a) Loan Key Features
Loan Details
- • Loan amounts up to $5 million
- • Terms up to 25 years for real estate
- • Terms up to 10 years for equipment/working capital
- • SBA guarantees 75-85% of the loan
Typical Rate Structure
- • Loans ≤ $50K: Prime + 3.5% to 4.25%
- • Loans $50K-$250K: Prime + 2% to 2.75%
- • Loans $250K-$5M: Prime + 3% max
- • Rate varies by lender and qualifications
SBA 504 Loan Calculator - No Signup Needed
Calculate payments for commercial real estate and equipment financing
Project Details
Maximum: $5,500,000
50% of project
40% of project
SBA 504 Loan Benefits
Key Features
- • Up to 90% financing (10% down)
- • Fixed-rate SBA debenture portion
- • Long-term financing up to 25 years
- • No prepayment penalties on SBA portion
Eligible Uses
- • Commercial real estate purchase
- • Construction of owner-occupied buildings
- • Equipment and machinery
- • Renovation and improvements
SBA Express Loan Calculator - Instant Access
Calculate payments for fast-track SBA Express loans up to $500K
SBA Express - Expedited Process
Expedited review process • Up to $500,000 • 50% SBA guarantee
SBA Express Calculator
Frequently Asked Questions
Why don't you require an email address like other SBA calculators?
We believe in providing genuine value without barriers. Our goal is to help small business owners make informed financing decisions, not to collect contact information for marketing purposes.
Are the calculations as accurate as paid SBA calculator tools?
Yes! Our free calculators use the same mathematical formulas and current SBA guidelines as expensive paid tools. The accuracy depends on the inputs you provide, not whether you paid for the calculator.
Can I save or print my calculation results?
Absolutely! You can print your results directly from your browser or save them as a PDF. No account required - just use your browser's built-in print function.
Do you track my usage or store my calculation data?
We use basic analytics to improve our site, but we don't store your specific loan calculations or personal information. Your privacy is protected.
What's the catch? How do you make money if the calculators are free?
We may earn referral fees if you choose to connect with one of our lender partners, but using our calculators is completely free with no obligations.
Your Privacy is Protected
We don't collect emails, track personal information, or spam you with marketing. Use our calculators with complete confidence and privacy.